Your home isn't just a place to live; it's an investment for you and your family’s future.
We offer a wide variety of loan options to meet the unique needs of our Seattle customers. We understand selecting the right loan product can be overwhelming; however, you can trust that Lance Morgan will provide tailored advice to help you make the best decision for you and your family.
A Loan Designed Specifically for You
|Loan Type||Highlights||Ideal if you...|
|Adjustable-Rate Mortgage (ARM)||Homeowner could potentially lower their monthly payments with the lowered interest rates. Initial interest rate is fixed typically for 3-10 years.||plan on selling or refinancing within a few years.|
|Conventional Mortgage||Lower interest rates. Fewer penalties and fees. Second home purchase options.||have good credit and a larger down payment to possibly receive lower rates with more flexible terms.|
|Fixed Rate Mortgage||Interest Rate and monthly payments remain the same for the entire term of the loan. Protection against rising interest rates.||plan on staying in your home for an extended period of time.|
|Jumbo Mortgage||Purchase a more expensive property. Variety of terms available.||purchase a property above the conforming loan limits ($453,100 in most areas).|
|Renovation Mortgage||Rolls the cost of upgrades and a home purchase or refinance into one loan.||own or want to purchase a home that needs repairs or renovations.|
|USDA Mortgage||No down payment. Low credit score requirements. Flexible credit underwriting requirements.||purchase a home in USDA designated rural areas.|
|VA Mortgage||Low to no down payment. Low income and credit requirements. No mortgage insurance.||are active-duty military, a veteran or military spouse.|